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Why Business Interruption Insurance is More Important Than Ever

We’re all aware of the unprecedented times we’re living in with COVID-19. As we have seen, things can change more quickly than we can predict which leaves a lot of uncertainty looming – especially for business owners. What is Business Interruption Insurance? The best thing owners can do for their businesses is to have business …
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Commercial Insurance Considerations for Machine Shops

Do you own a machine shop in the Fargo-Moorhead area? As you know, you have special insurance needs, and today we’re going to share some important commercial insurance considerations to keep in mind.  What is a machine shop? A machine shop is the location or business where machinists use machine tools and cutting tools to …
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Understanding Equipment Insurance vs. Equipment Breakdown Insurance

No matter what kind of business you own, you probably use at least one piece of equipment to do your job each day.  Maybe you own a landscaping company and your arsenal of tools includes lawnmowers, leaf blowers, hedge trimmers, and a variety of other equipment. Or maybe you’re a wedding photographer with cameras and …
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Does Your Part-Time Business Need Commercial Insurance?

As a part-time business owner, it’s likely that you’ve got a lot on your plate. One thing you shouldn’t have to think twice about is whether or not you need commercial insurance. A part-time business should always have commercial insurance coverage. This is largely due to the fact that your personal coverages won’t be able …
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What Kind of Insurance Do I Need for My Home-Based Business?

If you’re reading this post, chances are you already own a home-based business or you’re planning on starting one. One of the bases that must be covered is ensuring you have the right insurance in place for your home-based business.  Keep reading if you’d like to learn more about what kind of coverage is right …
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Flood Insurance for Businesses

We recently shared some of our top tips for preventing floods in commercial properties. We touched on the importance of having comprehensive business insurance in place to protect you from damage, but today we’re going to discuss flood insurance for businesses in greater detail. So, what kind of insurance would your business have in place …
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Insurance Considerations for Summer Businesses

Although many businesses are experiencing significant changes right now, there are plenty of summer businesses still planning to be in normal operation by this summer. The situation is rapidly evolving, but we still wanted to provide you with some important insurance considerations for summer-based businesses or businesses whose operations vary during warmer months.  Business Insurance …
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Preventing Floods in Commercial Properties

Do you own a commercial property? As a business owner, you need to be prepared for flooding and other disastrous events your business could face.  Unfortunately, commercial properties can be especially vulnerable to flooding, especially if they are left unattended for long periods of time. Once commercial properties are flooded, you risk major financial losses. …
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What Does It Mean to Be Bonded and Insured?

Is your business bonded and insured? Whether the answer is yes or no, it’s important to understand exactly what these terms mean and the difference it can make for your business. Let’s explore these terms by breaking each of them down. Small business insurance If your small business has insurance, you help protect yourself and …
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