It’s essential to have a great car insurance policy in place to protect you when incidents arise with your vehicle, but if you can avoid these incidents in the first place, even better!
A good way to help prevent needing to make a claim is to know the most common reasons for making a car insurance claim and how to avoid them.
- Fender Benders: Among the most common car insurance claims is fenders benders, whether it involves you rear-ending someone or another minor accident with no injuries. While you can’t control what other drivers do, practicing safe driving practices is your best bet for avoiding fender benders. Leave plenty of distance between you and other vehicles, don’t drive in unsafe conditions, and follow road rules at all times.
- Windshield Damage: Windshields can get damaged in the blink of an eye, and a small chip can turn into a major crack before you know it. If you have comprehensive auto insurance, you’ll help protect yourself from the cost of replacing your windshield. To avoid having to make a claim for replacing your windshield, be sure to have small chips addressed as soon as possible before the entire windshield needs to be replaced.
- Storm Damage: Storms can come on suddenly and cause plenty of damage to your vehicle and other property in a matter of minutes. One of the most common claim types made by drivers is for storm damage to their car, often from hail or falling trees. Having a protective coating applied to your vehicle can help you avoid hail damage, and although it requires an initial investment, it can save you plenty of money in the long run. To avoid other types of storm damage, store your vehicle in a garage or other covered area as often as possible.
These are a few ways to help protect your vehicle from the common cause of car insurance claims, but be sure to have a comprehensive auto insurance policy in place for extra protection! Contact Fargo Moorhead Insurance today for information on our affordable and flexible policies.